Does In-N-Out Take Apple Pay? Payment Guide for 2025
Craving a Double-Double, fries, or a secret menu favorite and wondering Does In-N-Out Take Apple Pay? Many guests prefer quick, contactless payments, especially in the busy drive-thru. Apple Pay makes ordering faster, safer, and easier, so customers often want to know if In-N-Out accepts it.
This guide gives a clear look at how Apple Pay works at In-N-Out in 2025. You’ll see where it’s accepted, how it works in the drive-thru, which devices are supported, and what to expect at locations with limited mobile wallet options. Short, simple answers help you know exactly what to expect before you order.
Does In-N-Out Accept Apple Pay?
Yes, In-N-Out accepts Apple Pay at most locations, including the drive-thru. You can pay with an iPhone or Apple Watch anywhere a contactless terminal is available.
Most modern locations support Apple Pay fully, while a few older stores may still be updating their payment systems. If contactless payment isn’t available, staff will offer a standard card reader or cash as an alternative.
Apple Pay remains one of the fastest and easiest ways to pay at In-N-Out, especially in the drive-thru.
How to Use Apple Pay at In-N-Out
Using Apple Pay at In-N-Out is simple, fast, and works at most locations. Here’s the smoothest way to pay with your iPhone or Apple Watch:
- Add your debit or credit card to Apple Wallet.
- Unlock your iPhone or double-tap your Apple Watch before reaching checkout.
- Look for the contactless tap symbol on the payment terminal.
- Hold your device near the NFC reader at the counter or drive-thru window.
- Confirm with Face ID, Touch ID, or your passcode.
- Wait for the vibration or on-screen checkmark showing the payment is approved.
- That’s it — no swiping, no PIN, no physical card needed.
Apple Pay works for dine-in, drive-thru, and takeout at supported locations.
Because some older stores still use classic payment terminals, it helps to ask the cashier if Apple Pay is available at your specific In-N-Out.
Where Apple Pay Works at In-N-Out
Most In-N-Out locations support Apple Pay for dine-in, takeout, and drive-thru orders, making it one of the easiest ways to pay. Many restaurants now use NFC terminals, so you can simply tap your iPhone or Apple Watch at checkout. A few older stores may still lack contactless readers, which is why availability can vary by location.
If you want to confirm Apple Pay before ordering, just look for the contactless symbol near the payment screen or ask the cashier. Overall, Apple Pay works at the majority of In-N-Out locations across California, Texas, Nevada, Arizona, Utah, Colorado, and Oregon, giving customers a fast and secure payment option.
Other Payment Methods In-N-Out Accepts

In-N-Out keeps payments simple, and Apple Pay is just one of the supported options. Customers can also pay with major debit and credit cards, including Visa, Mastercard, American Express, and Discover. Cash is accepted at every location and remains one of the most common choices in the drive-thru.
Some restaurants also allow payment with Google Pay or Samsung Pay when the terminal supports NFC. Gift cards can be used both inside and at the drive-thru, and balances never expire. No online ordering system exists, so all payments happen in person, either at the counter or drive-thru window. With multiple methods available, you can easily choose the most convenient way to pay for your order.
How to Check If Your Local In-N-Out Accepts Apple Pay
Not every In-N-Out location uses the same payment terminals, so Apple Pay availability can vary. The easiest way to confirm is to look for the contactless tap symbol on the register or drive-thru reader when you arrive. If the symbol is visible, the store supports Apple Pay. You can also ask the cashier before ordering, which takes only a few seconds.
Another option is to check recent Google Maps reviews, where customers often mention whether mobile wallets work at that location. Since In-N-Out does not offer online ordering, these in-person checks are the most reliable way to know if your nearby restaurant accepts Apple Pay.
Benefits of Using Apple Pay at In-N-Out
Apple Pay makes checkout faster and smoother, especially during busy drive-thru hours. You can pay without taking out your wallet, which keeps the process clean and contactless. It also adds an extra layer of security because your real card number is never shared with the restaurant.
Payments go through instantly on iPhone or Apple Watch, so you get your order without delays. Apple Pay also reduces card-swipe errors and works even if you’re only carrying your phone. For many customers, it’s the quickest and most secure way to pay for burgers, fries, shakes, and secret menu favorites at In-N-Out.
Tips Before Using Apple Pay at In-N-Out
Before you tap to pay, a few quick checks can make the process smoother and faster.
Here’s what to keep in mind:
- Make sure your card is fully verified inside Apple Wallet.
- Unlock your iPhone or double-tap your Apple Watch before reaching the reader.
- Look for the contactless tap symbol on the In-N-Out payment terminal.
- Hold your device close to the NFC reader for a clean connection.
- Keep a physical card ready in case an older terminal isn’t compatible.
- If the store is busy, have your device ready to avoid slowing the line.
Check the In-N-Out secret menu and In-N-Out hours to make your next visit even better.
FAQs
Can Apple Pay be used in the In-N-Out drive-thru?
Most drive-thru windows now support tap-to-pay, and cashiers can hold out the reader so you can use your iPhone or Apple Watch without handing over your card.
Does Apple Pay work with In-N-Out gift cards?
Gift card balances cannot be stored in Apple Wallet, but you can still pay with Apple Pay and use a gift card as a secondary method if needed.
Is it safe to use Apple Pay at In-N-Out?
Apple Pay uses encrypted token transactions, so your actual card number is never shared with the restaurant, making it more secure than swiping a card.
Do In-N-Out employees need to adjust anything for Apple Pay?
Nothing special is required. Once the cashier activates the terminal, you can tap your device immediately.
Is Apple Pay accepted when ordering through third-party delivery apps?
If the app itself supports Apple Pay (DoorDash, Uber Eats, etc.), you can pay through Apple Wallet, but delivery policies depend on the app, not the restaurant.
